Tiffany & Corey
After Corey’s income increased, his tax bill rose sharply and it became clear that earning more alone would not move them forward. Corey and Tiffany needed a strategy that reduced tax, improved cash flow and helped them build real long term wealth for their family through structured property decisions.
| Corey income: $175,000 p.a. Tiffany income: $35,000 p.a. Home value: $1,450,000 |
Current mortgage: $450,000 Borrowing capacity: $880,000 Dependants: 2 (ages 6 and 8) |
Total tax saved: $148,681 Capital growth: $301,903 Total benefit: $450,584 |
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Helen & Dean
Dean and Helen already owned two positively geared investment properties, but rising tax was eroding their gains. They wanted a low-cost, negatively geared strategy that would reduce their tax burden while adding a high-growth asset to strengthen their long-term position.
| Dean income: $120,000 p.a. Helen income: $60,000 p.a. Home value: $1,350,000 |
Current mortgage: $585,000 Borrowing capacity: $625,000 Dependants: 18 & 16 |
Added: High-growth SA house & land asset Tax position: Improved through negative gearing Strategy benefit: Portfolio diversified + land tax avoided |
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Kay & David
Investing in property has only recently become possible for Kay and David. With retirement 12–15 years away and a smaller super balance than they’d like, they needed a strategy to help them build wealth with enough time to make a real difference. Having paid off their home, they were ready to start growing a property portfolio that could support the lifestyle they want in retirement.
| Kay income: $100,000 p.a. David income: $80,000 p.a. Home value: $1,600,000 |
Current mortgage: $0 Borrowing capacity: $950,000 Dependants: Nil |
Selected asset: Dual-villa with positive cashflow Portfolio growth: (full details in report) Projected benefit: (see full breakdown) |
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Amy & Ken
Investing in property had been a long-term goal for Ken and Amy. With Amy working part time, they wanted a high-yield, positive cashflow investment that could provide additional income while improving their overall financial position. They also needed a strategy that helped consolidate debts and strengthen monthly cashflow.
| Ken income: $160,000 p.a. Amy income: $60,000 p.a. Home value: $1,950,000 |
Current mortgage: $230,000 Borrowing capacity: $1,280,000 Dependants: 2 (ages 12 & 10) |
Property type: NDIS Dual Key Additional income: $550+ per week Full returns: See full case report |
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Alison & Andrew
Investing in property has been a long-term goal for Andrew and Alison, helping them build financial security while reducing tax. With Alison recently returning to the workforce after caring for their young children, they wanted a clear strategy to start building an investment portfolio that supports their family’s future.
| Andrew income: $180,000 p.a. Alison income: $40,000 p.a. Home value: $1,400,000 |
Current mortgage: $110,000 Borrowing capacity: $1,025,000 Dependants: 2 (ages 2 & 5) |
Property type: NDIS house & land (Perth) Cashflow: Positive, high-yield Next purchase: Targeted in 18 months |
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Frequently asked questions
We design your strategy, source the right new-build property, coordinate finance/build/legal, and run build management from contract to handover. After handover, we stay involved so the asset is set up to perform long term.
Our process is Discovery → Strategy → Solution → Acquisition → Build Management → Review. We model scenarios, secure a new build that fits your plan, hold with sensible buffers. Then, we check in regularly to map the next step.
They’re tenant-appealing, lower maintenance, and come with far stronger depreciation benefits. You start “clean” with warranties and modern layouts that rent well and sell well—solid foundations for a portfolio.
Many lenders look for 10–20% deposit plus costs, but requirements vary by lender and product. A licensed broker can confirm what applies to you; we coordinate the process alongside the build.
We only proceed where fundamentals stack up: jobs and infrastructure pipeline, population growth, owner-occupier ratio, low rental vacancy, and sensible supply. If the data or build terms don’t add up, we don’t move forward. We actually say no to 95% of developments that are presented to us.
We stress-test for rate rises, allow for vacancy, use fixed-price turn-key contracts, run independent stage inspections, manage variations tightly, and ensure appropriate insurances are in place. You’ll see the good, the bad, and the ugly before you commit.
Allow roughly 6–12 months once land is ready (council, titles, and weather can shift this). We handle build management end-to-end: approvals, milestones, selections, variations, practical completion, handover, and the defects period - with regular, plain-English updates.
After build management and handover, our dedicated property management business for SDA properties handles leasing, compliance, and ongoing care. For standard residential assets, we can connect you with trusted managers in our network. Each year we review cash flow, equity, and borrowing capacity with you to map the next step in your portfolio.
Yes. We work with a network of independent mortgage brokers and accountants. On request, we’ll organise introductions, share a simple pack (assumptions, cash-flow scenarios, buffers, build timeline), and line up a short joint call so you can get professional advice for your circumstances. You choose who to engage, any fees are disclosed by them, and there’s no obligation. Our role is to coordinate information and build management so you can make a clear decision.